Blog

The Best Kinds of Insurance to Buy

  • Posted by Rebecca Scott
  • On March 29, 2018
Some people say there is no “having too much insurance” where some only keep the bare minimum. There is no right or wrong way to go with insurance. Its different for every person, and every family. It is always best to have some type of insurance to pay for expenses. During different parts of your […]
Read More
 

Iodine Crisis

  • Posted by Rebecca Scott
  • On March 15, 2018
Iodine is an essential chemical in your body that produces necessary hormones. And most Americans are not getting enough. A lack of iodine can cause hypothyroidism as well as a slew of other health conditions. The most commonly used form of Iodine is in table salt.  Since 1924, iodine has been included in commercial table […]
Read More
 

Georgia Posting Requirements for Smoking in the Workplace

  • Posted by hmobley
  • On February 7, 2018
Georgia law requires employers to post certain notices in and about the workplace. Many of these posters may be downloaded individually from the Georgia Department of Labor Website at www.dol.state.ga.us/em/required_posters.htm.   Smoking in the Workplace “No Smoking” signs or the international “No Smoking” symbol (a pictorial representation of a burning cigarette enclosed in a red circle […]
Read More
 

Appealing Marketplace Decisions & IRS Letters

  • Posted by hmobley
  • On January 24, 2018
Both the Health Insurance Marketplaces and the Internal Revenue Service (IRS) have begun sending letters to employers to enforce the Affordable Care Act’s employer shared responsibility provisions (also known as “pay or play”). Health Insurance Marketplace Letters Health Insurance Marketplaces must notify employers that one or more of their employees has been determined to be […]
Read More
 

How To Use Your Insurance

  • Posted by Rebecca Scott
  • On November 30, 2017
November is the kick off for the holidays, Thanksgiving, Black Friday Christmas. It is a busy season for everybody. The end of the year also marks open enrollment for many companies as well as the individual market as well. Most everyone probably hasn’t thought about their health insurance since last year or since they last […]
Read More
 

Pre Tax Plans

  • Posted by hmobley
  • On October 17, 2017
A cafeteria plan, also known as a section 125 plan, is a written plan that provides employees an opportunity to receive certain benefits on a pretax basis by allowing them to choose between receiving a taxable benefit (such as cash) or certain qualified benefits for which the law provides an exclusion from wages (such as […]
Read More
 

Understanding Medicare Enrollment

  • Posted by hmobley
  • On September 21, 2017
There are 2 main ways to get your Medicare coverage— Original Medicare(Part A and Part B) or a Medicare Advantage Plan (Part C). Some people get additional coverage, like Medicare prescription drug coverage or Medicare Supplement Insurance (Medigap). Do you want Original Medicare or a Medicare Advantage Plan? When you’re first eligible for Medicare, you have a 7-month […]
Read More
 1

Creditable Coverage Notice- Due October

  • Posted by hmobley
  • On September 14, 2017
Employers offering group health coverage that includes any prescription drug benefits must complete two notice and disclosure requirements each year: Provide a written notice to all Medicare-eligible plan participants before each October 15 explaining whether the plan’s prescription drug coverage is “creditable coverage” (i.e., the coverage is expected to pay on average as much as […]
Read More
 1

Balance is Key!

  • Posted by hmobley
  • On September 8, 2017
Gestational diabetes is the term used for diabetes during pregnancy which affects over 200,000 women each year. Gestational diabetes doesn’t allow your body to manage blood sugar (glucose) properly during pregancy. If not caught early, it can result in complications including large birth weight or the baby having low blood sugar levels after birth. A […]
Read More
 1

Changes to Medical Benefits: Medicare Part D 2018

  • Posted by hmobley
  • On August 30, 2017
A quick rundown on changes to the Medicare Part D Standard Benefit show slight increases in the deductible, coverage limits and out-of-pocket threshold if you meed certain income and resource limits. Not sure how the Donut Hole or Coverage Gap works with your Medicare Part D coverage? To help you visualize how your drug spending […]
Read More
 1